How does it work?
How does a Google Pay payment work?
With Google Pay, you can easily make contactless payments or arrange purchases in apps or online. Before your customers can make purchases via Google Pay, they need to add one or more payment methods. The following payment methods are accepted by Google Pay in The Netherlands: debit card (Maestro), credit card (American Express, Mastercard and Visa) and PayPal. Based on these payment methods, Pay. processes the payment(s) on the specific card.
Google Pay uses physical authentication methods for payments over 25 euros. Payments are always secured with a passcode or fingerprint ID. When your customer makes a payment, Google Pay does not send the credit or debit card number with the payment. Instead, the app generates a virtual account number that represents the user's account information. This service keeps your customer’s payment details private and sends a one-time security code instead of the card or user details. This procedure is entirely based on the latest Strong Customer Authentication (SCA) standards. After this process, Pay. receives and processes the data in a secure manner.