Frequently asked questions.

To serve you as quickly as possible, we have collected and answered some frequently asked questions for you. Do you have a question for Pay? Check this page first and find your answer in this FAQ. Is your question not answered below? Please contact one of the Pay departments.

General

General.

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What exactly does Pay. do?

We process hundreds of thousands of online and in-store (pin) payments per day for over 15,000 (web) stores. We are therefore a Payment Service Provider (PSP). Every payment we make goes through the Pay.nl Foundation. If you make a payment to one of our customers, you will also find Stichting Pay.nl on your bank statement or payment screen.

Why through Stichting Pay.nl? Well, because that way we can ensure that online payments are secure. Both for our customers and anyone who makes a payment through us.View the payment flow.

What are the benefits of a Payment Service Provider?

The biggest advantage of a Payment Service Provider (PSP) is the reduction in administrative costs for the business owner. Pay. makes this possible by collecting payments and transferring the entire balance to you at desired times (daily, weekly or monthly).

In addition, the wide choice of payment services is also a great advantage. This allows entrepreneurs to better and more easily respond to their target groups. The payment service we offer to consumers is also seen as an advantage by many of our customers. In the event of payment problems, they are resolved quickly in most cases. This saves the customer valuable time.

Do legal rules apply to web shops?

Yes. There are a number of rules to which web shops must adhere. The most current overview can be found on the website of theAuthority Consumer & Market.

It is advisable to follow the checklist that can be downloaded from the ACM website. With the checklist you can quickly check whether your online store broadly meets the requirements.

Payment methods

Payment methods.

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How do I know which payment methods are used in a country?

In the Netherlands, iDEAL is by far the most widely used payment method. But what about in Belgium? And what is the most popular payment method in Germany?

On ourrates page you will find an overview of the transaction fees; there you will also find which payment method is accepted in which countries. Do you need a payment method that is not yet offered by us? Pleasecontact us so that we can examine whether the payment method is a welcome addition to Pay.

What is the cost of using a payment method?

The cost of using a payment method depends on your package and the payment method selected. By default, you pay x cents per transaction. For some payment methods such as Bancontact and credit card you also pay a percentage of the transaction value.

A complete list of payment methods and their costs can be found on ourrates page .

Which payment methods can I accept in my webshop?

Pay. offers more than 40 different payment methods. Popular payment methods such as iDEAL, Bancontact or Bank Transfer are available in all packages. If you want to use the direct debit payment method for example, you need to purchase a paid package.

On ourpayment methods page you will find an overview of all payment methods. On therates page you will find the transaction fees and the countries where they are used.

Do I need to sign additional contracts for a payment method?

No that's not necessary. You sign the Pay. agreement and we will make sure that all your preferred payment methods are available.

Is it possible to make repeat payments?

Yes, that is possible. Arecurring direct debit allows you to collect a fixed amount from a customer every period. This form of payment is often used for memberships / subscriptions.

The recurring payment method is available from theProfessional package . To be able to use this form of payment, you must comply with a number of rules that we have described in the document:'collection ins & outs'.

Features

Features.

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What features does the Pay. app offer?

With thePay. app, you always have all important information about your online payment traffic and system at hand. We have incorporated several useful features from the Admin Panel into our app, such as creating and sending payment links, a transaction overview with detailed information about each payment and statistical information, such as your turnover per day, month or quarter.

The Pay. app is available free of charge foriPhone and Android devices .

Can I display a trade name in a transaction?

Yes, this is possible from a paid package. In the free Pioneer package you can only display your company name during payment.

If you want to display your trade name on the payment screen and on the customer's bank statement, you need at least the Professional package. A prerequisite is that the trade name is listed on the Chamber of Commerce statement.

Can I import the transactions into my accounting program?

Pay. offers the ability to exportMT940 and CSV files . These are two formats that can be imported by almost any accounting program.

In the Pioneer package you can only generate these files per payout. From a paid package you can export one MT940 or CSV file in which multiple payments are grouped. This way you only need to read one file in your favorite accounting program.

Packages

Packages.

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What packages does Pay. offer?

Pay. offers 3 packages: the free Pioneer package and the paid packages: Professional and Business. The packages differ inrates and availablefeatures.

We also offer an Alliance package that allows you to add and manage your own merchants. Feel free tocontact us for more information.

What are the setup and monthly costs per package?

We do not charge a setup fee. In the Pioneer package you also have no monthly fee. The monthly fee for the Professional package is € 25,00 and the Business package is customized.

A complete overview of the costs per package can be found on ourrates page .

Is it possible to try Pay. for free?

Yes, you can. Through our free Pioneer package, you can get acquainted with Pay's services without setup or monthly fees.

How long may I try the Pioneer package?

There is no limit to the number of transactions / months you can use the freePioneer package. You can use this package without limitation.

Implementation

Implementation.

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How can I integrate payment methods into my web shop?

The easiest way to implement the payment methods within your webshop is via a plugin. If you use a webshop system like Magento, WooCommmerce or Prestahop you can use a plugin to display the Pay. payment methods on your website. With the help of the included step-by-step guide you can receive your first payment within 15 minutes. Pay. offers a plugin for more than 20 different webshop systems.

Do you want more flexibility / control and would you like to integrate our payment methods into your own software? Then you can get started with our APIs. With the available sample code,API test suite and API manuals the realization is a piece of cake for the average developer.

What is a web shop plugin?

A plugin is a piece of software that allows you to easily connect our payment methods to existing webshop systems. This way you can offer your customers the desired payment methods quickly and easily.

There are alsoplugins available for hosting, billing and crowdfunding systems. Is your desired plugin not available? Pleasecontact us , perhaps we can realize the plugin within a short time.

What shop plugins does Pay. have available?

The best-known webshop systems are: Magento, WooCommerce, Prestashop, OpenCart, OSCommerce, VirtueMart and CS-cart. Naturally, we offer a plugin for all these systems with which you can use the payment methods of Pay. within your webshop. But also for less known systems such as Hikashop, MijoShop and Zencart we offer ready-made solutions.

A complete overview of available plugins can be found on ourplugins page .

There is no plugin available for my webshop, now what?

Is there no plugin available for the system you are using? Please contact our support department. We will do everything we can to offer you the plugin. However, this depends on the number of users / popularity of the system and the estimated implementation time.

What APIs do I need for a custom payment screen?

You only need 3 APIs to set up a standard payment screen. Via the API Transaction:getServices you can retrieve the payment methods selected by you and display them on your payment page.

Creating a transaction is very easy via the API: Transaction:start. You get a URL back to which you need to send the visitor to complete the payment.

Finally, you can use the API Transaction:info to check the status of the payment. More info on these APIs can be found in the corresponding documentation that can be viewed via the Admin Panel. There is also sample code available that you can use as a basis for creating the payment screen. Testing APIs live? Then you can use our handyAPI test suite. More info about the transaction process can be foundhere.

What are hosted solutions?

Hosted solution partners have developed standard links to our platform for you. So you don't need to install any plugins and by entering your service ID and API token, you can link to our system within a few clicks.

Hosted solution partners that currently interface with our system are: Luondo.co.uk, MyShop.com and Payt.co.uk. More information can be found on ourimplementation page .

Is it possible to create payment links?

Yes, you can createcustom payment linksthrough our Admin Panel . You can specify the amount, allowed payment methods, number of days the link is valid and the service for which the payment link should be generated.

Register

Register.

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Can I register an account for a company outside the Netherlands?

Currently, we can accept companies from the following countries: Netherlands, Belgium, Luxembourg, France, Germany, Bulgaria, Cyprus, Denmark, Estonia, Finland, Greece, Hungary, Ireland, Italy, Croatia, Latvia, Lithuania, Malta, Norway, Austria, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Czech Republic, and Sweden

Can I register an account for multiple companies?

Yes. Every company that starts using Pay. services must be re-registered.

If you already have an account with Pay. you can, during the registration process, enter the email address and password of this account so that the registered company will automatically be linked to your account.

How soon can I start receiving payments?

After your registration, you canimmediately start receiving payments. Once we have received all your documents and approved them, we can proceed to disburse the outstanding balances.

I registered an account but lost the details.

You canretrieve yourpassword by entering the e-mail address you registered with. You will then receive an e-mail with which you can reset your password.

Note: The above e-mail is sent automatically. Depending on your email client, the email may end up in your junk mail box.

I don't have a business bank account, can I register an account?

No, unfortunately this is not possible. We can only accept companies with a business bank account.

What documents should I provide after registering?

After registering, you need to provide the following documents: a copy of your ID card, passport or driver's license, a copy of your bank statement, a copy of the extract from the Chamber of Commerce and a signed agreement. The agreement can be downloaded from the Admin Panel (company data page).

You can easily uploadthe requested documents via the Admin Panel. The documents will be checked within 1 business day. You will receive a confirmation after each checked document. Only when all documents have been approved, we can proceed to disburse your funds.

Do I receive a referral fee if I refer a company?

Pay. offers a comprehensive referral program that allows you to receive a reward for each account referred. Compensation levels and more information are listed on this page.

Disbursement

Disbursement.

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When do I get paid?

You decide when you want to receive your funds (clearing frequency). Through the Admin Panel you can set this to daily, weekly or monthly.

Can I receive my credits in different accounts?

This is an option starting with the Professional package. You can specify here per service to which bank account you want to receive the credits.

Consumer

Consumer.

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What is Stichting Derdengelden Pay.nl?

If you have made an online payment through Pay. you will see on your bank statement 'Stichting Derdengelden Pay.nl'. Third-party funds are funds of our merchants that are managed by the foundation.

Working with a third party funds foundation guarantees that Pay. may not use the third party funds for other purposes and that in case of bankruptcy the third party funds are guaranteed. In short, your payments are safe with Pay.

I have a question about a payment.

Do you have a question about a payment? Then you can requestthe details of the payment online. We can also be reached by email and telephone at 0900- payinfo (or 0900 - 729 46 36) (€ 0.15 per minute). Our customer service is available from 08.30 to 17.00.

Money was wrongly debited from my account.

You can get the details of the payment online. You will also receive the public contact details of the shop in question so that you can contact them yourself.

I accidentally entered the wrong payment reference.

Payments are assigned to the correct webshop on the basis of a payment reference. If you have entered the wrong payment reference via bank transfer, we are unfortunately unable to process your payment. Our system will therefore refund the amount to your bank account on the next business day.

When will my order be delivered?

Pay. only handles the payment traffic. We can not give you any information regarding the delivery time. You need to contact the webshop where you ordered the item.

I want to cancel an order and receive a refund.

Pay. only handles payment transactions. Please contact the shop where you purchased the item to cancel the order.

I can't get in touch with the webshop.

If you are unable to contact the web shop, please contact us. Perhaps we can provide you with other public contact information. If this does not work we will try to contact the shop.

Contact

Contact.

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Through which ways can I contact Pay?

Do you have a question about a payment? Then you canrequest the details of the paymentonline. We can also be reached by telephone at 0900 - payinfo (or 0900- 729 46 36) (€ 0.15 per minute). Our customer service is available from 9:00 am to 5:30 pm.

If you are a webshop owner and have questions about the services of Pay. you can reach us viaemail,telephone and live chat. The live chat can be found on our front page as well as on the Admin Panel.

When can Pay. support be reached?

Pay. canbe reachedby phoneand live chat on weekdays from 9 a.m. to 5:30 p.m. Questions viaemailare also answered on weekends if possible.

I would like more information before registering an account.

Do you have any questions about Pay's services? Our sales team is happy to help you during business hours by calling +31(0) 8888 66666 or by email.

I have a technical question, where can I go?

For technical questions, you can reach us on weekdays from 8:30 a.m. to 6 p.m. via live chat,emailor by phone: +31 (0) 8888 66622.

How can I become a Business Partner of Pay?

Pay. has now entered into a large number of successful collaborations. Collaborations in which we mutually benefit from each other's knowledge, innovation and network. We work together with webshop developers, hosted webshops, providers of payment methods and companies that have developed a plugin that uses Pay.

Of course we are always looking for new collaborations. Do you think your company is a nice addition to our partner network? Then please fill in the followingform.

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